Charitable Gift Annuity
The donor transfers to Kutztown University Foundation a specific sum of cash, securities, or other property. In consideration of this gift, Kutztown University Foundation will pay to the donor, or the donor's spouse, or to others a guaranteed fixed annual income for life. (Dick Button annuity calculator)

Deferred Gift Annuity
The donor transfers to Kutztown University Foundation a specific sum of cash, securities, or other property. In consideration of this gift, Kutztown University Foundation will pay to the donor, or the donor's spouse, or to others a guaranteed fixed annual income for life beginning at a future point in time as specified by the donor.

Charitable Remainder Unitrust
The donor during his lifetime irrevocably transfers money, securities or real estate to a trustee (a bank, or Kutztown University Foundation itself) who pays the donor income for life. The trust can also provide income for donor's survivor (a wife or others) for life, and the trust assets eventually benefit the charitable organization. During the donor's lifetime, all receipts are managed and invested by the trustee as a single fund. The donor cannot borrow or otherwise deal with the trust assets.

The donor receives payments based on a fixed percentage of the fair market value of the trust assets valued each year. The fixed percentage must be 5% or greater of the annual fair market value of the trust assets.

Charitable Remainder Annuity Trust
The donor, during his lifetime, irrevocably transfers money or securities to a trustee (a bank, or Kutztown University Foundation itself) who pays the donor for life a fixed dollar amount annually. The trust can also provide income for a donor's survivor (a spouse) for life or for the lifetime of others. Then the trust assets become the sole property of Kutztown University Foundation.

The donor determines at the outset the annual fixed dollar amount he wishes to receive. The amount must be at least 5% of the initial value of the assets used to create the trust.

During a donor's lifetime the trust is managed and invested by the trustee as a single fund. The donor cannot borrow or otherwise deal with the trust assets.

Charitable Lead Unitrusts
Donors may make a gift to Kutztown University Foundation in trust and provide that the trustee shall pay income to Kutztown University Foundation for a fixed period of years based on a fixed rate of return and further provide that at the end of the period of years the trustee will transfer the property to children, grandchildren, or other specified persons.

Charitable Lead Annuity Trusts
Donors may make a gift to Kutztown University Foundation in trust and provide that the trustee shall pay a fixed dollar amount to Kutztown University Foundation for a fixed period of years and further provide that at the end of the period of years the trustee will transfer the property to children, grandchildren, or other specified persons.