Bookmark and Share

Perkins Loan Procedures

Effective Sept 30, 2017 - this program will have no new recipients.  The loan program has "sunset".  This means that the federal government has not authorized an extension of this loan program and it is beginning to close down. Those that received a disbursement in the Fall 2017 may still receive a disbursement in Spring 2018 if they still qualify.  Any students who have received loans in the past must still complete Exit Interviews when they separate or graduate and they must repay the loans.

Federal Perkins Loans are defined as "A low interest educational loan funded by the Federal Government and administered by the school. Limited to students with high financial need who meet the institution's filing deadline."  Please visit the Financial Aid website for more information on obtaining a Perkins Loan.

This section is for students who have been awarded a Perkins loan, are currently receiving a Perkins loan, or needing to pay a Perkins loan back.

What is a Perkins Loan?  Perkins Loans are a revolving loan account.  Money is awarded and distributed to students from an account.  This account gets its funding from students who pay back the Perkins loans they received.  Therefore, if you receive a Perkins loan, please know that we will be relying on you to pay it back when you graduate so that another student in need can receive the loan and assist them in their educational funding.  This is considered a federal loan, but separate from the Stafford Loan program as the funding for it is institutional and federal.

What is required once I have been awarded a Perkins Loan? Perkins Loans require similar items as other Title IV funds (Stafford Loans/Parent Plus loans), these include a Master Promissory Note, Entrance Interview and Exit Interview when you graduate, or separate from school at least half time. No new loans will be available after Sept. 30, 2017.

Who is Campus Partners/Heartland ECSI?  Kutztown University uses a company called Heartland/ECSI (formerly Campus Partners) as their Perkins loan processor.  Heartland/ECSI handles all of the requirements above (Entrance, MPN, Exits).  Student can complete most documents, not all, online.  The information below will be helpful to students to complete these documents.  The only exception is if the student is not able to complete a MPN online, they will need to complete it on paper and mail to the Office of Student Accounts.

What happens when I graduate, withdraw or attend less than half time?  Upon graduation or separation from KU, enrolled in a less than half time basis, ALL Perkins loan recipients will be required to complete an exit interview.  This is mandatory.  Your KU account may be restricted until this is completed.  This restriction would prohibit future term registrations, receipt of transcripts or diplomas.  Upon review for completion (this may take a few days or more), any previously assigned Perkins Exit restrictions would be removed.

Links at a Glance:

PERKINS Entrance Interviews & PERKINS Master Promissory Notes (MPN) -

INFORMATION YOU WILL NEED TO COMPLETE THE SESSION - With no new loans being offered or allowed now, these items are not required, however Exit Interviews and repayments are still required.

  • Your Social Security number
  • Your driver's license number
  • Name, address, and telephone number of your parents or guardian
  • Name, address, and telephone numbers of two relatives other than your parents
  • Name, address, and telephone numbers of two references, other than relatives, from your home locality


The Entrance Interview is completed 100% online with Heartland/ECSI - no changes to this item.

Your Heartland/ECSI account number along with the first four letters of your last name will be used to access the Campus Partner site and register as a First Time User. This account number is on the attachment with your letter.

PERKINS Exit Interviews

For students who have graduated, or ceased enrollment in at least half time at KU -  If you don't already know your account number, you can create an account with your SSN.  Perkins Exit Interviews consist of 4 parts. This item can be completed online..

 General Campus Partners - information:

Heartland ECSI (formerly Campus Partners)
P.O. Box 2901
Winston-Salem, NC 27102


Office of Student Accounts mailing address for signed MPN's:

Kutztown University - Student Accounts/Perkins
PO Box 730
Kutztown, PA 19530